You are unauthorized to view this page. Username or E-mail Password Remember Me Forgot Password In this video: 00:00:00 - Intro and pre-waffle 00:01:45 - Cashflow Ladder - Any changes in approach if have secured income streams (DB Pension, Annuity)? 00:04:04 - Pensions - Tax codes and how to avoid being over charged Income Tax on pension. 00:08:24 - Voyant - How would I model owning a limited company with retained profits? 00:13:28 - Pensions - How can I transfer a small pension, contracted out of SERPS, to invest into a product of my choice without tax? 00:15:23 - Pensions - Pros and cons of converting a DB pension to DC pension, can a module be added to Academy? 00:22:22 - Penions - Do you have any thoughts on DB Pension "Levelling off" (i.e. taking a bigger pension up until state pension age, and then a reduced one thereafter)? 00:24:17 - Pensions - What are your thoughts on the pros and cons of taking the 25% tax free lump sum from a SIPP in one go when you retire? 00:27:15 - Annuity - What index would be used when they can no longer use RPI? 00:29:23 - Pensions - Can you explain situations where DB transfers have been approved and not approved. In general? 00:31:37 - Pensions - What happens if you exceed your pension annual allowance and the unused allowances from previous years? 00:32:44 - Voyant - Percentages for tax tables/inflation, how are they determined? 00:37:37 - Voyant - In Voyant Go, would you suggest assuming that a buy to let property in the UK grows at 3% per year? 00:39:02 - Voyant - How to model global index trackers in Voyant, I'm a bit confused with the interaction with the asset allocation and Market Assumptions in the plan settings? 00:44:55 - Pensions - Can you, in a very simple and clear way, explain the difference between taking money out of a DC scheme via UFPLS compared to flexible drawdown? 00:50:17 - Pensions - Small pots, small lump sums, moving things around. 00:51:33 - Pensions - Can you avoid having to deal with emergency tax if you do Flexi in multiples parts? Prev LessonNext Lesson