You are unauthorized to view this page. Username or E-mail Password Remember Me Forgot Password In this video: 00:00:10 - Intro 00:01:32 - I want to transfer out my DB pension. I got financial advice & was advised not to transfer based on the fact that Im early 50s & may change my mind later. IFA now sent me an official letter as evidence that I have received advice. Can I now use that letter to still request a transfer? Who has the final decision of they allow me to transfer? The existing pension fund? 00:07:20 - If you have a lumpsum to invest & ISA & pension allowance have been used already - can you just put it all in a fund like Vanguard FTSE Global All Cap, which is diversified, or is it better to spread it across various GIA funds? 00:10:40 - On the MorningStar site the fund page, Fees and Expenses tab always says something like, Based on investing £10,000 in this fund over a 5 years period with an expected return of 5%. The investment would be worth £11,056.99 and Total fees would be £1,447.58 Is that £11,056 after the fees have been deducted, so it has gained £1,000 over 5 years, or is it before the fees have been deducted? 00:12:32 - Looking to get my employer to do salary sacrifice to increase my NEST pension contributions (they’ve never done this before) for the first time, is this difficult for them to implement in practice? 00:14:40 - Pete talks about inflation and bills increasing. 00:20:39 - What are your thoughts on buying property for BTL in current market - too expensive? 00:25:50 - Will you do a podcast about the Teacher pension scheme? Prev LessonNext Lesson