You are unauthorized to view this page. Username or E-mail Password Remember Me Forgot Password Questions: 00:00:00 - Intro 00:01:39 - Hi, my employer (a major global bank) offers the benefit of buying their stocks at 5% discount rate with no brokerage fees. The dividends are also automatically reinvested without brokerage fees. The shares are held in a GI account (I assume, doesn't mention an ISA and it does mention tax implications) and it's an after-tax benefit. I already contribute to my pension and usually max out my ISA each year (not my partner's though). Would I be better off using the after-tax money to buy a global index fund (I use Vanguard) or are the discount rate and lack of fees too good value to be ignored? 00:05:37 - I have completed a financial plan in Voyant and it looks good. That being said, I am aware I am an amateur, and there are lots of check boxes that I have left at default or am not 100% sure what they mean. 00:10:37 - Pete, if I was to substitute the word "risk" with the word "volatility", would you say that would be 100% accurate? 00:16:40 - Quick question (hope you don’t mind it being a pension one) regarding exceeding the lifetime allowance. When I have done some research on this issue, the general response appears to lead to a common response, go see a financial advisor. Not to discredit this great profession but what advice are they likely to give me that your excellent academy does not? Prev LessonNext Lesson